1646 Ginkgo Trail

Ridgeway, SC
$ 899,000 Beds 5 Baths 3 Sq 4,271
Monthly Estimate* How much can I afford?

PRICE IMPROVEMENT!! Lake Wateree Living at Its Finest! Experience the perfect blend of peaceful waterfront living and everyday convenience in this beautiful 5-bedroom, 3-bath home on Lake Watereelocated just 20 minutes from shopping and restaurants. Inside, you'll find hardwood floors throughout the main level, a spacious living room with a cozy fireplace, and a well-appointed kitchen featuring granite countertops, an island, a double oven and an informal dining area with direct access to the large covered back porchideal for enjoying your morning coffee or taking in the lake views. The private primary suite has a walk-in closet, double vanity, and ensuite bath. Two additional bedrooms on the main level share a hall bath, with one also opening onto the covered back porch. Upstairs are two more generously sized bedrooms that share a full bath, providing plenty of space for family and guests. The heated and cooled 1,616 sq ft walkout basement provides an incredible bonus space that's perfect for a recreation room, game room, media room, or entertaining guests after a day on the lake. Step outside and enjoy Lake Wateree from your covered back porch and private dock with a boat lift. Whether you're boating, fishing, entertainingor simply relaxing by the water, this home is designed for making lasting memories. If you've been dreaming of lake life without giving up the convenience of nearby shopping and dining, this is the home for you. BONUS FEATURE Whole-House Generac Generator! Youll have peace of mind knowing the home is equipped with a whole-house Generac generator, ready to keep things running when the power goes out! Just one more reason this home is worth checking out! Schedule your private tour today and discover all that Lake Wateree living has! Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

Single Family

  • Price
  • $ 899,000
  • City
  • Ridgeway
  • Bedrooms
  • 5
  • Full Bathrooms
  • 3
  • County
  • KERSHAW
  • Half Bathrooms
  • 0
  • Area
  • Kershaw County West - Lugoff - El
  • Lot Size
  • 0.81 Acres
  • Zip
  • 29130
  • Sqr Footage
  • 4,271
  • Year Built
  • 2000
  • Style
  • Traditional
  • MLS#
  • 639779
Listed By: RE/MAX Summit LLC
Data Source: Consolidated Multiple Listing Service (CMLS)

Features

General

Sewer Septic
Heating Central,Electric
Cooling Central
Laundry Y/N Heated Space
Water Public
Garage None
School District Kershaw County
Status Active
Full Baths 3
Bathrooms 3
Subdivision LAKE WATEREE
Style Traditional
County Kershaw
Class RESIDENTIAL
Type Single Family
Location On Water
HOA Y/N No
Status ACTIVE
Subdivision SC
Area Kershaw County West - Lugoff,El
Year Built 2000
Directions Hwy 1 S to right on Longtown Rd(Hwy 5)...bear right on Wateree Dam Rd...rt on Wateree Dam Rd...left on Lake Rd...rt on Ginkgo Trail...home is .7 miles on the right
High School Lugoff-Elgin
City Ridgeway
Middle School Lugoff-Elgin
Elementary School Lugoff
Price Per Sq Ft Total AG 338.61
Public Remarks PRICE IMPROVEMENT!! Lake Wateree Living at Its Finest! Experience the perfect blend of peaceful waterfront living and everyday convenience in this beautiful 5-bedroom,3-bath home on Lake Wateree—lo

Interior Features

Equipment Dishwasher,Refrigerator
Basement Yes Basement
Kitchen Bar,Island,Pantry,Counter Tops-Granite,Cabinets-Stained,Floors-Tile,Backsplash-Other
Interior Features Ceiling Fan,Central Vacuum,Attic Access
Fireplace Gas Log-Propane
Master Bedroom Double Vanity,Bath-Private,Closet-Walk in,Tub-Shower,Ceiling Fan,Closet-Private,Floors-Hardwood
Living Room Fireplace,Floors-Hardwood,Molding,Ceiling Fan
Beds 5
Stories 2
Range Smooth Surface,Island Cooktop
3rd Bedroom Tub-Shower,Ceilings-Vaulted,Ceiling Fan,Closet-Private,Floors-Hardwood
4th Bedroom Bath-Shared,Closet-Walk in,Tub-Shower,Ceilings-Vaulted,Ceiling Fan,Closet-Private,Floors - Carpet
2nd Bedroom Double Vanity,Bath-Shared,Tub-Shower,Ceiling Fan,Closet-Private,Floors-Hardwood
Lower Level Partially Finished
Full Baths: Main 2
Full Baths: 2nd 1
5th Bedroom Bath-Shared,Tub-Shower,Ceilings-Vaulted,Ceiling Fan,Closet-Private,Floors - Carpet

Exterior Features

Exterior Dock,Front Porch - Covered,Back Porch - Covered,Lake Fed Irrigation
Foundation Crawl Space
Water Frontage 210
Fencing NONE
Road Type Dirt
Exterior Finish Vinyl
Lot Size Area 0.81
Water Frontage Type On Lake Wateree

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the COLUMBIA, SC office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
Agent Photo

Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Lugoff Elementary School
Middle School Lugoff-Elgin Middle School
High School Lugoff-Elgin High School

Price History

7/30/2026 Listed $950,000
9/15/2026 6% - $899,000

Property vs Zip Code Average in 29130

Price
AVG $650K
$900K
Year Built
AVG 2004
2000
Visits
AVG 118
44
Data Provided by Inside Real Estate®

In The Neighborhood

Areas That We Cover

1646 Ginkgo Trail Ridgeway, SC is a Single Family Home for sale at $899000 with 4271 sqft and a lot size of 0.81 Acres Acre(s). 1646 Ginkgo Trail Ridgeway has 5 bedrooms, 3 baths and was built in 2000. The property's zip code is 29130 which is in Ridgeway, SC

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Your Agent
Madison Fox Lollis

Madison Fox Lollis

803-252-8710

Find your home's value